These Terms and Conditions govern your use of the 98p platform, including all gaming products, sports betting, PKR deposits and withdrawals, bonus offers and account management. Please read them carefully before registering or using any part of the platform.
Last Updated: January 2026A plain-language summary of the six most important areas in the 98p Terms and Conditions before you read the full text below.
The 98p platform is strictly for adults aged 18 and above. Creating an account, depositing PKR, claiming a bonus or playing any game is not permitted for anyone under 18. Age verification may be requested at any point during account use, and accounts found to be operated by minors will be closed immediately with any balance forfeited.
Each player may hold one 98p account. Duplicate accounts are not permitted and will be closed if identified. All deposits and withdrawals are processed in PKR via JazzCash, Easypaisa, Raast or bank transfer. You may only withdraw to the same payment method used for your most recent deposit unless otherwise specified by the support team.
All bonus offers on 98p — including welcome bonuses, deposit matches and free spins — are subject to wagering requirements before the bonus balance or winnings derived can be withdrawn. The specific wagering requirement, eligible games and time limit for each promotion are stated on the Promotions page before you opt in. Attempting to withdraw before meeting the requirement will result in the bonus balance being forfeited.
All games in the 98p lobby use certified RNG systems. Live casino titles use genuine dealers with real outcomes. Any attempt to manipulate game results, exploit software bugs or use automated tools to gain an unfair advantage is strictly prohibited and will result in immediate account suspension and forfeiture of any balance.
Fraud, money laundering, collusion, bonus abuse, use of VPNs to bypass platform restrictions, and any other activity that undermines the integrity of the platform are all grounds for immediate account closure. 98p reserves the right to withhold balances pending investigation where prohibited activity is suspected.
98p may update these Terms and Conditions from time to time. When material changes are made, the Last Updated date at the top of this page will be revised. Continued use of the platform after an update constitutes acceptance of the revised terms. It is your responsibility to review this page periodically to stay informed of any changes.
By registering an account on the 98p platform, you confirm that you are at least 18 years of age. This is a strict requirement and there are no exceptions. If you are unsure whether online gaming is appropriate in your specific circumstances, please seek independent advice before registering.
To create an account you will need to provide accurate personal information including your full name, date of birth, a valid Pakistani mobile number and a payment method registered in your name. The information you submit at registration must be truthful and kept up to date. 98p reserves the right to request supporting documentation to verify any of the details on your account at any time.
Each individual may hold only one account on the 98p platform. If you already have a registered account, you must not create a second account. Duplicate accounts — whether under the same name, mobile number, device or payment method — will be identified and closed. Any bonus funds or winnings in duplicate accounts may be forfeited.
You are responsible for maintaining the security of your 98p account login credentials. Do not share your password with anyone. If you suspect unauthorised access to your account, contact 98p support immediately via the contact details available on the platform.
98p will never contact you by SMS, WhatsApp or email to ask for your password or full payment card details. If you receive such a request claiming to be from 98p, do not respond and report it to support.
98p may require you to verify your identity before processing a withdrawal or at any other point during the account lifecycle. Verification may include submission of a copy of your national identity card (CNIC), proof of payment method ownership or other documentation. Withdrawals will be held pending successful verification. This process is standard practice for online gaming platforms and is in place to protect players as well as the integrity of the platform.
98p reserves the right to suspend or close any account where there is reasonable suspicion of prohibited activity, breach of these terms, fraud or any other conduct that is harmful to the platform or other players. Where an account is suspended pending investigation, the balance will be preserved unless the investigation concludes that the funds were obtained through prohibited means.
You may request closure of your own account at any time by contacting support. Self-exclusion options are also available through the Responsible Gaming tools in your account settings.
All transactions on 98p are processed in Pakistani Rupees (PKR). The platform supports deposits and withdrawals via JazzCash, Easypaisa, Raast and standard bank transfer. You may only use payment methods that are registered in your own name. Third-party deposits — where the payment method belongs to another person — are not permitted.
Deposits via JazzCash and Easypaisa typically process within a few seconds to a few minutes. Bank transfer deposits may take longer depending on your bank's processing times. Minimum and maximum deposit limits per transaction are displayed in the cashier section of your account. 98p does not charge a fee for standard deposits, though your payment provider may apply their own service charges.
Withdrawals are processed to the same payment method used for your most recent deposit. This is a security measure to prevent funds from being redirected to accounts other than your own. Withdrawal processing times vary by payment method — JazzCash and Easypaisa withdrawals are typically processed within one business day; bank transfer withdrawals may take two to three business days.
98p offers a range of promotions including welcome bonuses, deposit match bonuses, free spins and ongoing seasonal offers. All bonuses are optional — you are never required to claim a bonus to use the platform. Each promotion is governed by its own specific terms, which are published on the Promotions page before you opt in.
All bonuses are subject to wagering requirements — a multiplier that determines how many times the bonus amount (and sometimes the deposit amount) must be wagered before the resulting balance can be withdrawn. The wagering requirement applicable to each specific promotion is stated clearly on the Promotions page. For example, a 10x wagering requirement on a bonus of PKR 1,000 means you must place a total of PKR 10,000 in eligible bets before the balance is released for withdrawal.
The 98p game lobby includes slots, live casino, fish shooting games, table games, arcade and keno. Each game category and individual title operates under its own rules, which are accessible from within the game itself. These general terms apply to all gaming activity on the platform.
Slot, table game and arcade titles in the 98p lobby use certified Random Number Generator (RNG) systems to determine outcomes. RNG certification means that each game result is statistically independent of previous results — past outcomes do not influence future ones. Return-to-player (RTP) percentages for individual titles are available in the game's help or information section.
Live casino games — Baccarat, Blackjack, Roulette, Dragon Tiger and others — are streamed in real time with live dealers. These games produce genuine, unmanipulated outcomes determined by physical means (cards, dice, roulette wheel). 98p does not have the ability to alter live game outcomes.
In the event of a technical malfunction that affects a game round — including server disconnection mid-game — 98p will make reasonable efforts to reconstruct the round outcome from server-side game logs. Where a round cannot be reconstructed, the stake for that round will be refunded to your account. 98p's decision on malfunction outcomes is final.
The 98p sports betting section covers Cricket — including Pakistan Super League (PSL), T20 internationals, bilateral series and ICC events — as well as Football, Esports and other sports. Both pre-match and in-play (live) betting are available depending on the market and event.
A bet is only confirmed once you receive a confirmation notification in the platform. Bets that are placed but not confirmed due to a connectivity issue or platform error are not valid. It is your responsibility to verify that a bet has been successfully placed before the relevant event starts or market closes.
98p reserves the right to refuse or limit any bet at its discretion. Odds are subject to change until a bet is confirmed. The odds displayed at the moment of confirmation are the odds that apply to your bet — not the odds that were displayed when you began the bet placement process.
Sports betting involves real money and real risk. Odds reflect probability — they do not guarantee outcomes. Supporting your favourite cricket team by placing a bet does not change the match result, and losses on a bet are not recoverable through placing additional bets on the same or subsequent events. Set a betting budget in PKR and treat it as the cost of engagement with the sport, not as an investment.
98p is committed to providing a gaming environment that is genuinely enjoyable and does not cause harm to players. The platform treats Responsible Gaming as a feature rather than a compliance checkbox. The following tools are available to all 98p account holders and can be configured in the account settings section.
98p is an 18+ platform. Underage gambling is illegal and harmful. Do not share your account credentials with anyone and ensure that the device you use to access 98p is not accessible to persons under 18.
The following activities are strictly prohibited on the 98p platform. Any account found to be engaged in prohibited activity will be suspended pending investigation and may be permanently closed. Balances in accounts closed for prohibited activity may be forfeited.
If you suspect another user of prohibited activity, you may report this to 98p support. All reports are treated confidentially.
98p collects and processes personal data as described in the Privacy Policy, which is available at 98p.onl/privacy-policy. By registering an account you consent to the collection and use of your data as described in that policy. The Privacy Policy and these Terms and Conditions should be read together.
Personal data collected by 98p includes registration information, transaction history, device information and gameplay data. This data is used for account management, payment processing, fraud prevention, responsible gaming monitoring and — where you have opted in — promotional communications.
98p does not sell your personal data to third parties. Data may be shared with payment processors (JazzCash, Easypaisa, Raast, bank transfer providers), game providers and service vendors where necessary to operate the platform, and with relevant authorities where legally required.
98p provides the platform on an "as available" basis. While the platform aims for continuous availability, 98p does not guarantee uninterrupted access and is not liable for losses resulting from planned or unplanned downtime, connectivity issues on the player's side, or circumstances outside 98p's reasonable control.
If you believe a game outcome, bet settlement or transaction has been processed incorrectly, you should contact 98p support with the relevant details as soon as possible. All disputes must be raised within 30 days of the event in question. 98p will investigate and respond within a reasonable period. The decision of 98p's dispute resolution process is final.
98p may update these Terms and Conditions periodically. Changes may be made to reflect updates to platform features, payment methods, regulatory guidance or operational requirements. When the Terms and Conditions are updated, the Last Updated date at the top of this page will be changed accordingly.
For material changes — those that significantly affect player rights or obligations — 98p will make reasonable efforts to notify registered players via in-platform notification or email. However, it is your responsibility to review these Terms and Conditions periodically. Continued use of the platform following any update constitutes your acceptance of the revised terms.
If you do not agree with an updated version of these Terms and Conditions, you should stop using the platform and contact support to request account closure. Any balance in your account at that time will be processed for withdrawal to your registered payment method subject to standard verification requirements.
18+ only. Set a PKR budget before every session. Gaming is entertainment — not income.
Responsible Gaming ToolsQuick answers to the questions Pakistani players most commonly ask about the 98p Terms and Conditions.